Musawa, Nsama, Prof. Sumbye Kapena, and Dr. Chanda Shikaputo. 2018. “A COMPARATIVE ANALYSIS OF FAMA-FRENCH FIVE AND THREE-FACTOR MODEL IN EXPLAINING STOCK RETURNS VARIATION”. International Journal of Economics 3 (1):30-48. https://www.iprjb.org/journals/index.php/IJECON/article/view/690.